Couples cash in on Matri-Money
By Senior Airman Arielle Vasquez, 50th Space Wing Public Affairs
/ Published March 07, 2018
SCHRIEVER AIR FORCE BASE, Colo. -- The Airman and Family Readiness Center hosted a Marti-Money class at Schriever Air Force Base, Colorado, Feb. 28.
Throughout the week, the A&FRC teamed up with financial advisers to encourage military families to practice sound financial behavior for Military Saves Week.
Ruth Moore, community readiness consultant with the 50th Force Support Squadron, led the class and provided information to engaged and married couples about managing their finances.
“This is a fun class that provides tips and strategies to help couples through financial setbacks, set financial goals, make a money plan, use effective communication methods and solve problems as a couple,” Moore said.
This was the first time the class was offered to Schriever members and their loved ones.
The class covered goal setting, hidden issues, speaker/listener techniques and understanding emotional issues about money.
After listening to tips and tricks, attendees provided perspectives about the financial advice they received.
“This class was very informative,” said Airman 1st Class Jade Karpicke, space systems operator with the 4th Space Operations Squadron. “No matter where you stand financially, it’s a good idea to take this class. My wife and I are expecting our first child and this helped point out ways we could change to save a couple bucks here and there.”
Participants also took a money personality quiz. Based on the answers, everyone was ranked as either a spender, hoarder, avoider, celebrator or money saint.
“The ‘money personalities’ quiz was my favorite part,” Moore said. “Like almost everything else in life, your response to money is largely dictated by your personality. However, have you given much thought to how you behave in regard to your finances and how that behavior affects your bottom line? Understanding your money personality is the first step and will help you shape your approach to spending, saving and investing.”
Karpicke said the quiz led to revelations of what kind of spender he is.
“I thought the quiz was interesting,” he said. “It showed different aspects about yourself you wouldn’t expect. I never would have thought I was categorized as an avoider.
“I would recommend this class to anybody,” he added. “When you join the military it’s a different way of life and it can be hard to find the perfect balance financially, so I think attending these types of classes are definitely worthwhile.”
Moore expressed why she finds this class to be beneficial for couples.
“This is an effective way for couples to learn strategies to improve their finances,” she said. “Financial education classes often neglect communication skills and focus solely on the mechanics of budgeting and expense tracking; however, I find great value in helping couples communicate about money. If they aren't comfortable talking about their finances, managing them will be difficult.”
Moore said there is potential to hold more classes of this kind throughout the year if there is a demand for it.
The A&FRC will be hosting an Opportunities and Challenges of Military Life class 1- 2 p.m. March 27. For more information about upcoming events and classes, call the A&FRC at 567-3920.